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Terms & Conditions

A-1 Capitol Insurance – Terms of Use & Legal Disclaimer
Effective Date: April 20, 2026

By accessing and using this website, you agree to be bound by the terms, conditions, and notices outlined below. If you do not agree, you should discontinue use of this website immediately.

A-1 Capitol Insurance grants users a limited, revocable, non-transferable right to access this website strictly for informational and personal use. This authorization does not permit reproduction, redistribution, modification, or republication of any content without prior written consent. All materials on this website, including text, graphics, branding, and layout, are protected under applicable intellectual property laws and remain the exclusive property of A-1 Capitol Insurance or its licensors.

All information presented on this website is provided on an “as is” and “as available” basis. A-1 Capitol Insurance makes no representations or warranties, express or implied, regarding the accuracy, completeness, reliability, or suitability of the content. This includes, without limitation, any implied warranties of merchantability, fitness for a particular purpose, or non-infringement. Users assume full responsibility for their use of the website and any reliance on its content.

Insurance-related information provided on this website is intended for general informational purposes only and does not constitute an offer to sell, solicit, or bind coverage. All insurance products are subject to underwriting approval, eligibility requirements, and the specific terms, conditions, limitations, and exclusions contained in the actual policy documents issued. Product availability and coverage options may vary by state or jurisdiction. For complete and accurate coverage details, users are encouraged to contact A-1 Capitol Insurance directly.

A-1 Capitol Insurance reserves the right to modify, suspend, or discontinue any aspect of this website at any time without prior notice, including content, functionality, or availability. We do not guarantee that the website will operate uninterrupted, error-free, or free from viruses or other harmful components.

To the fullest extent permitted by law, A-1 Capitol Insurance shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising out of or related to the use of, or inability to use, this website or its content. This limitation applies regardless of the form of action, whether in contract, tort, negligence, or otherwise, and includes damages related to loss of data, profits, or business interruption.

This website may contain links to third-party websites for convenience and informational purposes. A-1 Capitol Insurance does not control or endorse these external sites and assumes no responsibility for their content, accuracy, or privacy practices. Accessing third-party websites is done at the user’s own risk.

Electronic communications submitted through this website or via email are not considered received unless and until acknowledged by A-1 Capitol Insurance. While we take reasonable steps to maintain secure communications, users acknowledge that electronic transmissions over the Internet may not be fully secure or error-free.

These terms shall be governed by and construed in accordance with the laws of the state in which A-1 Capitol Insurance operates, without regard to conflict of law principles. Any disputes arising from the use of this website shall be resolved exclusively in a court of competent jurisdiction within that state.

If any provision of these terms is determined to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

By continuing to use this website, you acknowledge that you have read, understood, and agreed to these Terms of Use and Legal Disclaimer.

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